Our carefully selected investment professionals combine deep wealth management experience with the attentive client service that is the heart of the HR Bank.
Private Wealth ManagementHR Bank works closely with high-net-worth individuals, families and select foundations and endowments to develop wealth and investment management strategies. We then identify investment opportunities to help them reach their objectives. We complement these services with robust execution capabilities and attentive client service. •HR Bank asks about our client’s goals and help evaluate them. We analyze each client’s financial profile, lifestyle objectives and attitude toward risk, and then develop a suitable wealth management plan. •HR Bank carefully selects our wealth advisors and investment professionals and vet them through a stringent recruiting process. Once they join us, they begin a rigorous training curriculum that continues throughout their careers. Even experienced professionals receive unusually extensive training to help them meet clients’ high expectations. •HR Bank `s active advisory service supports the clients by generating investment ideas and designing bespoke products – leaving them free to make their own choices. The active advisory team brings together specialists dedicated to all asset classes and products, offering clients a single gateway to ideas and markets. •HR Bank provides a range of custody services that give you control over your investments and reduce administration costs, including investors with multiple managers.
Asset ManagementHR Bank provides advice on selecting and managing assets, ranging from equities, bonds and funds to specialized investments such as hedge funds and private equity. •Objective •Mutual Funds Management •Pension Funds Management The objective of HR Bank is to exceed benchmarks identified for each fund under management while protecting the value of the initial capital investment. The target is to maximize returns for mutual fund investors through dynamic portfolio management and risk diversification. Financial consultancy through research and analysis among diversified investment alternatives is the basis for expanding the client base and gaining the confidence of investors. HR Bank’s highly qualified research team is regarded very favorably by the financial community. Based on the risk perception of clients, discretionary portfolio management is provided by expert personnel. For mutual funds, only equity securities are considered for investment, whether they be listed stocks, over-the-counter stocks, or private equity shares. A mutual fund or ETF will often state a "100% equities strategy" in its prospectus to inform potential investors of the fund's overall risk profile. HR Bank has successfully attracted investors to its four mutual funds in spite of fierce competition from deposit taking banks that work to convert demand deposit clients into mutual fund investors. The total portfolio value of the funds under management stands at USD 960 million. Through a fund supermarket approach, investors have a wide selection of equity funds, funds with fixed income instruments combined with domestic assets, and international funds. Pension funds are established by employers to facilitate and grow the investment of employee and employer contributions into retirement funds. The pension fund is a common asset pool meant to generate stable growth over the long term when employees reach retirement. HR Bank is confident that the resources it employs will lead to viable products and the establishment of new alliances. New opportunities will undoubtedly arise from recent developments in the pension fund industry.
Alternative Investment SolutionsHR Bank is constructing specially created alternative fund portfolios for the clients. These portfolios deliver flexible solutions that meet the needs of investors who require a particular exposure to hedge funds, private equity funds or real estate funds.• A single platform for all online banking activities We are offering a wide range of tailor made investment solutions;
•Benchmarked investment solutions •Index-tracking & norm-based solutions •Liability driven solutions •Insurance company solutions •Pension fund solutions With the integration of additional services; •Asset & Liability Management •Accounting Management (including accounting return forecasts and business plans, piloting guaranteed accounting returns on liabilities, …) •Optimized Asset Allocation •Downside Risk Control •Solvency II Optimization •SRI Alpha •Management company services